Savings and Club Accounts

Share Savings

• Initial deposit of $10.00 covers your membership fee.

• Great rates

• No monthly fee

• Free Digital Banking and Bill Pay

• A JMAFCU debit card with a checking account

• Direct Deposit Available

Super Savings

• Earn higher dividends

• Minimum balance of $2500

• Balance Range

  $2,500 - $24,999                1.45%            1.46%

  $25,000 - $99,999             1.55%            1.56%

  $100,000+ 1.70% 1.71%
  

• Free Digital Banking and Bill Pay

• A JMAFCU debit card with a checking account

• Direct Deposit Available

Youth Savers

For ages birth to 15 years

Help your children make the leap from piggy banks to shareholders!

• Dividend-bearing account designed to jump-start the habit of saving

• No minimum balance to earn dividends

• Membership fee is waived

Smart Savers

For members ages 15 to 18 years

Emphasizes teaching teenagers the importance of saving and the basics of wise money management. Online Banking helps teens monitor and manage finances.

Benefits:

• Dividend-bearing Share Savings Account

• eChecking Account

• $25.00 Happy 15th Birthday deposit certificate with eChecking Account opening

• Visa® CheckCard

• $100.00 minimum balance required to earn dividends

Term Share Certificates

With a minimum investment of $1,000.00, Term Share Certificates are available for terms of six months up to five years.

Here are some of the features:

• Certificates earn higher dividends than Share Savings

• Affordable minimum investment

• May be renewed automatically at the end of term at the current certificate rate

• May also be used as collateral for a low-interest Share Certificate Loan

Christmas Club Accounts (Save for December)

• Payroll deduction

• November 1st account balance transfers to your eChecking or Share Savings

• $5.00 withdrawal fee prior to November 1st

Stow-Away

• Earn monthly dividends

• $5.00 fee per withdrawal after one per month

• No minimum balance

• No monthly fee