New / Used Auto Loans

Members may acquire vehicle loans with payment periods of up to 72 months. JMAFCU may finance up to 100% of the purchase(not to exceed purchase price plus taxes, tag, insurance, and extended warranty).* Payments may be established as monthly, semi-monthly, bi-weekly, or weekly. You may pay by check, an automatic deduction from your account, Direct Deposit, Payroll Deduction, or transfer.

New Auto

A vehicle that has not been previously titled is considered new. Dealer program cars with less than 20,000 miles not previously titled are also considered new. JMAFCU may finance up to 100%* of the dealer cost (not to exceed purchase price plus taxes, tag, insurance, and extended warranty).

Used Auto

Any vehicle not fitting the definition of new and less than seven (7) model years old is considered used. JMAFCU may finance up to 100%* of the current NADA retail value (not to exceed purchase price plus taxes, tag, insurance, and extended warranty).

*Annual Percentage Rate. All rates are based on an evaluation of the member’s individual credit history. Your actual rate may vary. All rates and terms are subject to conditions and certain restrictions may apply. * Subject to value.